|
Dividend Rates | Loan Rates
| Dividend Rates |
Rate** |
APY** |
| Shares |
| Daily Average Balance |
.10% |
.10% |
| Christmas Club |
| Annual Balance $5 or more |
.10% |
.10% |
| Certificates of Deposit |
| A minimum balance of $500.00 is required to open a certificate account.
Early withdrawal penalties:
12 months or less = 30 days interest;
more than 12 months = 90 days interest. |
| 6 Months |
.30% |
.30% |
| 12 Months |
.549% |
.55% |
| 24 Months |
.69% |
.70% |
| 36 Months |
1.09% |
1.10% |
| 48 Months |
1.49% |
1.50% |
| IRA Certificates of Deposit |
| A minimum balance of $500.00 is required to open a certificate account. IRA certificate rates are the same as rates shown above. Early withdrawal penalties: 12 months or less = 30 days interest; more than 12 months = 90 days interest. |
*APY = Annual Percentage Yield
**APR = Annual Percentage Rate
All rates may change at any time and the rates posted may not be current
please call us for current rate information.
LOAN RATES
|
APR* |
| Mortgage and Home Equity |
| Home Equity Loans--Open and Closed End |
as low as 5.25% |
| First Mortgage |
as low as 3.50% |
| |
|
| Signature Loan |
| Up to 24 months |
as low as 5.90% |
| 25 to 36 months |
as low as 6.40% |
| Open-End Plans |
| Overdraft Line-Of-Credit |
15.00% |
Visa--Fixed rate
If you would like a copy of your VISA
Credit Card Disclosure, please contact
the Credit Union at 719-542-5773 |
as low as 7.99% |
| Product Secured Loans |
Certificate Secured--fixed to
length of certificate term |
2.50% over certificate rate |
| Share Secured--fixed rate |
2.50% over shares rate |
| Auto, Truck, Van, Motorcycle, Boats, Campers and RV's ** (2011-2012) |
| Up to 24 months |
as low as 4.90% |
| Up to 36 months |
as low as 5.15% |
| Up to 48 months |
as low as 5.40% |
| Up to 60 months |
as low as 5.65% |
| Up to 72 months |
as low as 5.90% |
| Up to 84 months |
as low as 6.15% |
| Auto, Truck, Van, Motorcycle, Boats, Campers and RV's ** (2008-2010) |
| Up to 24 months |
as low as 5.15% |
| Up to 36 months |
as low as 5.40% |
| Up to 48 months |
as low as 5.65% |
| Up to 60 months |
as low as 5.90% |
| Auto, Truck, Van, Motorcycle, Boats, Campers and RV's ** (2007) |
| Up to 24 months |
as low as 5.15% |
| Up to 36 months |
as low as 5.40% |
| Up to 48 months |
as low as 5.65% |
| Auto, Truck, Van, Motorcycle, Boats, Campers and RV's ** (2000 - 2006) |
| Up to 24 months |
as low as 5.15% |
| Up to 36 months |
as low as 5.40% |
| Recreational Vehicles-- |
| terms up to 15 yrs available based on model year |
call for rate quote |
Limited time only 2008 or Newer Vehicle Loans with rates as low as 2.74% apr
With approved credit, some restrictions may apply. Contact the Credit Union today!
*APR = Annual Percentage Rate
**Actual rate will vary based on information provided by the credit reporting agencies.
Values based on NADA retail.
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