|
Dividend Rates | Loan Rates
| Dividend Rates |
Rate** |
APY** |
| Shares |
| Daily Average Balance |
.496% |
.50% |
| Christmas Club |
| Annual Balance $5 or more |
.50% |
1.00% |
| |
|
|
| Money Market Accounts |
| A minimum balance of $500.00 is required to open a money market account. Account transfer and withdrawal limitations apply. Compounding and Crediting-Dividends will be compounded monthly and credited to your account every month. |
| $500.00 - $2499.00 |
.73% |
.75% |
| $2500.00 - $14,999.00 |
1.28% |
1.29% |
| $15,000.00 and up |
1.74% |
1.75% |
| Certificates of Deposit |
| A minimum balance of $500.00 is required to open a certificate account.
Early withdrawal penalties:
12 months or less = 30 days interest;
more than 12 months = 90 days interest. |
| 6 Months |
2..00% |
2.00% |
| 12 Months |
2.14% |
2.15% |
| 24 Months |
2.23% |
2.25% |
| 36 Months |
2.38% |
2.40% |
| 48 Months |
2.53% |
2.55% |
| IRA Certificates of Deposit |
| A minimum balance of $500.00 is required to open a certificate account. IRA certificate rates are the same as rates shown above. Early withdrawal penalties: 12 months or less = 30 days interest; more than 12 months = 90 days interest. |
*APY = Annual Percentage Yield
**APR = Annual Percentage Rate
All rates may change at any time and the rates posted may not be current please call us for current rate information.
| Loan Rates |
APR* |
| Mortgage and Home Equity |
| Home Equity Loans--Open and Closed End |
as low as 6.75% |
| First Mortgage |
as low as 5.75% |
| Second Mortgage |
as low as 7.00% |
| Signature Loan |
| Up to 24 months |
as low as 8.71% |
| 25 to 36 months |
as low as 9.71% |
| Open-End Plans |
| Overdraft Line-Of-Credit |
15.00% |
| Visa--Fixed rate |
as low as 9.49% |
| Product Secured Loans |
Certificate Secured--fixed to
length of certificate term |
4% over certificate rate |
| Share Secured--fixed rate |
4% over shares rate |
| Auto, Truck, Van, Motorcycle, Boats, Campers and RV's ** (2007-2008) |
| Up to 24 months |
as low as 6.21% |
| Up to 36 months |
as low as 6.46% |
| Up to 48 months |
as low as 6.71% |
| Up to 60 months |
as low as 6.96% |
| Up to 72 months |
as low as 7.21% |
| Up to 84 months |
as low as 7.46% |
| Auto, Truck, Van, Motorcycle, Boats, Camplers and RV's ** (2004-2006) |
| Up to 24 months |
as low as 7.21% |
| Up to 36 months |
as low as 7.46% |
| Up to 48 months |
as low as 7.71% |
| Up to 60 months |
as low as 7.96% |
| Auto, Truck, Van, Motorcycle, Boats, Camplers and RV's ** (2003) |
| Up to 24 months |
as low as 7.21% |
| Up to 36 months |
as low as 7.46% |
| Up to 48 months |
as low as 7.71% |
| Auto, Truck, Van, Motorcycle, Boats, Camplers and RV's ** (1998-2002) |
| Up to 24 months |
as low as 7.21% |
| Up to 36 months |
as low as 7.46% |
| Motor Homes |
| Terms up to 15 yrs available based on model year |
call for rate quote |
*APR = Annual Percentage Rate
**Actual rate will vary based on information provided by the credit reporting agencies. Values based on NADA retail.
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