Products and Services
At Pueblo Horizons Federal Credit Union, we offer a wide variety of services to meet your financial needs.
Share Draft Account (Checking)
• A required minimum deposit of $50.00 to open account
• Free Checking
• Ability to order checks from Clarke American
Debit/ATM Cards
ATM Cards
24 Hour ATM access to share and share draft accounts
Debit Cards
• 24 Hour ATM access to share and share draft accounts
• No POS fees
• No limits on monthly usage
• VISA accepted worldwide
Savings Accounts
Share Savings Account
• A low minimum required balance of $25.00
• A competitive dividend rate paid to the account quarterly
Christmas Club Account
• Minimum deposit of $5.00 to open account
• A competitive dividend rate paid
• Transferred to primary share account on October 31st of each year
• No minimum monthly deposit
Money Market Account
• Minimum deposit of $500.00 to open account
• A competitive dividend rate paid to the account monthly
• Tiered rate program
Audio Response System
• 24 Hour access to accounts
• Toll free call 1-800-399-4798
Investment Accounts
IRA Accounts
• Traditional, Roth, and Educational IRAs
• Minimum deposit of $50.00 to open account
• A higher dividend rate than regular shares
• IRA Share Certificates
Share Certificate of Deposit
• Minimum deposit of $500.00
• PHFCU offers several terms for certificates
• 6 months, 12 months, 24 months, 36 months, 48 months
• Competitive rates paid for certificates
Family Programs
Safari Club
• For our younger members from ages 0-12 years
• Many Special events such as Easter Egg Hunt, Back to School,
Halloween Party, and Christmas Drawings
• A competitive dividend rate paid to the account quarterly
• Open with a minimum deposit of $25.00
Senior Club
• Minimum age requirement of 55
• Special Events such as trips to Cripple Creek
• No FEE checking account plus FREE PHFCU Logo checks
• Open with a minimum deposit of $25.00
• Ability to set up Direct Deposit
Loans
Overdraft Line of Credit
• Available to share draft account members
• Maximum limit is $1000.00
• No fees unless line is actually used, then interest rate applies to balance
• No limit on how many transfers made ( up to maximum amount used)
• Monthly payment deducted from share draft account (if line is used)
Misc
Safe Deposit Boxes
• Four different sizes to select from
• Ability to access boxes from 8:30 a.m. - 4:30 p.m.
Notary Services
• Notary services offered during business hours
• Free to our members
Money Orders and Credit Union Checks
• Money Orders $1.00 each
• Maximum amount for Money Orders is $1000.00
• First Credit Union Check is free, more than (1) the fee is $2.00 each check
Travelers Cheques
• American Express Travelers Cheques accepted worldwide
• Single or Two Signature Cheques available
• Travelers Express Cheques available in denominations of $20, $50, $100.
• Fees for cheques are $.50 per hundred dollars.
Online Services
Financial Calculators
Credit Card Information
Apply for Loan
Virtual Branch Online Services and Online Bill Pay
• Free, convenient, and SAFE
• 24 Hour Access to view your entire account
• Simple way to keep track of all transactions on your account
• Free Online Bill Pay
• Set up your bills to be paid monthly with no hassles
• Stop by the office and fill out your enrollment form today.
If you need assistance while using Virtual Branch, notify us either online with an electronic message to member service or call 719-542-5773.
E-mail: phfcu1@mindspring.com .
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