Products and Services

     

  • Share Draft (Checking)
    • .
    • • Free Checking
    • .
    • Debit/ATM Cards
    • .
    • ATM Cards:
    • •24 Hour ATM access to share and share draft accounts.
    • .
    • Debit Cards:
    • • 24 Hour ATM access to share and share draft accounts
    • • No POS fees
    • • No limits on monthly usage
    • • VISA accepted worldwide.
    • .
    • Savings Accounts
    • .
    • Share Savings Account
    • • Low minimum required balance: $25.00
    • • A competitive dividend rate paid to the account quarterly
    • .
    • Christmas Club Account
    • • Min. deposit of $5.00 to open account
    • • A competitive dividend rate paid
    • • Transferred to primary share account on October 31st of each year
    • • No minimum monthly deposit
    • .
    • Money Market Account
    • • Min. deposit of $500.00 to open account
    • • Competitive dividend rate paid to account monthly
    • • Tiered rate program.
    • .
    • Audio Response System
    • • 24 Hour access to accounts
    • • Toll free call 1-800-399-4798.

     

    • Family Programs
    • .
    • Safari Club
    • • For our younger members from ages 0-12 years
    • • A competitive dividend rate paid to the account quarterly
    • • Open with a minimum deposit of $25.00
    • .
    • Senior Club
    • • Minimum age requirement of 55
    • • Special Events such as trips to Cripple Creek
    • • Open with a minimum deposit of $25.00
    • • No FEE checking account plus TWO FREE PHFCU Logo checks ANNUALY
    • • Ability to set up Direct Deposit
    • .
    • Investment Accounts
    • .
    • IRA Accounts
    • • Traditional, Roth, and Educational IRAs
    • • Minimum deposit of $50.00 to open account
    • • A higher dividend rate than regular shares
    • • RA Share Certificates
    • .
    • Share Certificate of Deposit
    • • Minimum deposit of $500.00
    • • PHFCU offers several terms for certificates
    • • 6 months, 12 months, 24 months, 36 months, 48 months
    • • Competitive rates paid for certificates

 

 

 

 

 

 

  • Loans
  • Overdraft Line of Credit
  • • Available to share draft account members
  • • Maximum limit is $1000.00
  • • No fees unless line is used,then interest rate applies to balance
  • • No limit on how many transfers made (up to maximum amount used)
  • • Monthly payment deducted from share draft account (if line is used)
  • .
  • Misc...
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  • Safe Deposit Boxes
  • • Four different sizes to select from
  • • Ability to access boxes from 8:30 a.m. - 4:30 p.m.
  • .
  • Notary Services
  • • Notary services offered during business hours
  • • Free to our members
  • .
  • Money Orders/Credit Union Checks
  • • Money Orders $2.00 each
  • • Maximum amount for Money Orders is $1000.00
  • • First Credit Union Check is free,
  • more than (1) the fee is $3.00 each check
  • .
  • Travel or Gift Cards
  • • VISA Travel Cards accepted worldwide
  • • VISA Gift cards for all occasions

 

 

 

 

 

 

 

 

 

  • Service Center Transactions
  • You are allowed to do transactions at any Service Center through
  • the United States. First four (4) transaction are free each month and
  • a $3.00 service fee on each transaction done at a Service Center after
  • this.  Fees will be charged to your account at the end of each month.

 

  • Online Services
  • Financial Calculators
  • Credit Card Information
  • Apply For Loan Here
  • .
  • Virtual Branch Online Services and Online Bill Pay
  • Free, convenient, and SAFE
  • 24 Hour Access to view your entire account
  • Simple way to keep track of all transactions on your account
  • Online Bill Pay-$5 per month
  • Set up your bills to be paid monthly with no hassles
  • Stop by the office and fill out your enrollment form today
  •  

  • >> Enter Virtual Branch Here
  •  

  • If you need assistance while using Virtual Branch, notify us an e-mail or call us at 719-542-5773.
  • E-mail: phfcu1@mindspring.com .

 

 

 

 

 

 

 

 

 

 

 

       This Credit Union is federally insured by the National Credit Union Administration